Compound Annual Growth Rate Calculator
Welcome to CAGRCalculator.co.in
Plan Smarter Investments with India’s Most Accurate CAGR Tool
Welcome to CAGRCalculator.co.in, your go-to platform for calculating Compound Annual Growth Rate (CAGR) for Indian investments. Whether you’re analyzing mutual funds, stocks, FDs, or business revenue growth, our tool simplifies CAGR calculations with precision. Designed for Indian investors, students, and financial planners, this free calculator delivers instant results with year-wise breakdowns, visual charts, and Excel-ready formulas.
What is a CAGR Calculator?
Understanding the Backbone of Investment Analysis
A CAGR Calculator is a digital tool that computes the Compound Annual Growth Rate – the mean annual growth rate of an investment over a specified period, assuming profits are reinvested. Unlike absolute returns, CAGR smooths volatility and shows a realistic growth trajectory, making it ideal for comparing Indian assets like:
- Mutual Funds (ELSS, SIPs)
- Stock Market Investments (NSE/BSE)
- Fixed Deposits (FDs)
- Business Revenue (Startups/ SMEs)
Example:
If ₹1 lakh grows to ₹2 lakh in 5 years, the CAGR is 14.87% – not a simple 100% return!
Benefits of Using a Our Calculator
Why Every Indian Investor Needs CAGR Calculator
Volatility-Adjusted Returns
Accounts for market ups/downs (crucial for Sensex/Nifty investments).
Goal Planning
Calculate how much to invest for ₹1 crore retirement (e.g., ₹10,000/month at 12% CAGR = ₹1.02 crore in 20 years).
Compare Assets
Determine if PPF (7.1%) beats equity funds (12% CAGR) over 15 years.
Tax Efficiency
Model post-tax returns for Indian capital gains (LTCG/STCG).
Advantages of Our CAGRCalculator
Why CAGRCalculator.co.in Stands Out
- India-Focused: Pre-set examples for Indian mutual funds (e.g., Axis Bluechip Fund: 15.2% CAGR).
- Multi-Currency: Works with ₹, $, € (ideal for NRI investors).
- Visual Charts: Pie charts, bar graphs, and growth curves.
- Export Results: Download PDF reports or Excel sheets.
- Mobile-Friendly: Perfect for Android/iOS.
How Can a CAGR Calculator Help You?
Mutual Fund Analysis
Check 5-year CAGR of top funds (e.g., SBI Small Cap Fund: 18.3% CAGR).
Stock Market Returns
Calculate CAGR for Tata Motors shares (₹200 to ₹450 in 3 years = 31.04% CAGR).
FD vs Equity
Compare ₹5 lakh FD at 6.5% (₹6.67 lakh) vs. ETF at 12% CAGR (₹9.39 lakh) over 7 years.
Business Growth
Analyze revenue growth from ₹50 lakh to ₹2 crore in 4 years (41.42% CAGR).
How to Calculate CAGR? - The Formula Simplified for Indian Investors
CAGR = (Ending Value / Beginning Value)^(1 / Periods) - 1Example for ₹10,000 SIP:
- Starting Amount: ₹10,000
- Ending Value: ₹25,000
- Tenure: 5 years
CAGR = (25,000 / 10,000)^(1/5) - 1 = 20.11%
Excel Alternative: Use =RRI(5,10000,25000)
How to Use - 3-Step Guide for Instant Results
Enter Values:
Initial Investment: E.g., ₹5,00,000
Final Value: E.g., ₹12,00,000
Time Period: Years (e.g., 7 years)Customize (Optional):
Add monthly contributions (SIP mode)
Adjust for inflation (6% avg. in India)Click “Calculate”:
Get results including:
- CAGR Percentage (e.g., 12.4%)
- Year-wise Growth Table
- Visual Chart (Line/Bar)
Limitations of CAGR
What Our Calculator Doesn’t Tell You
- Ignores Volatility: A 14% CAGR could mean steady growth or wild fluctuations.
- Assumes Reinvestment: Doesn’t account for withdrawals (e.g., emergency fund needs).
- Past ≠ Future: Reliance on historical data (Indian markets can be unpredictable).
- Tax Impact: Pre-tax CAGR vs. post-tax returns (e.g., 15% CAGR → 10.5% after 10% LTCG).
FAQs
Q1: Is CAGR Calculator free on this site?
Yes! 100% free – no signup or hidden charges.
Q2: How accurate is CAGR for SIPs?
Use XIRR for SIPs – our tool includes an XIRR mode for irregular investments.
Q3: Which is better: CAGR or absolute return?
CAGR for annualized growth; absolute returns for total profit.
Q4: Can I calculate CAGR in Excel?
Yes – use =RRI(nper, pv, fv) or our downloadable Excel template.
Q5: What’s a good CAGR for Indian stocks?
12-15% is solid; top large-caps like Reliance average 18% CAGR over 10 years.
Start Calculating, Start Growing
In a world where ₹10,000 at 15% CAGR becomes ₹4.05 lakh in 30 years, every day counts. Bookmark CAGRCalculator.co.in – your partner in smarter financial decisions.